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By Ravi Moolchandani, Principal Financial Adviser / Director, Radiance Wealth Reading time: ˜9 minutes │ Updated April 2026 │ Melbourne, Australia If there is one

By Ravi Moolchandani, Principal Financial Adviser / Director, Radiance Wealth Reading time: ˜8 minutes │ Updated April 2026 │ Melbourne, Australia In more than two

It is the most common question I hear from people in their 50s and early 60s: “Ravi, how much super do I actually need to retire?”

If you have searched for the answer online, you have probably found a dozen different numbers — and walked away more confused than when you started. That is because there is no single magic number. The right amount depends entirely on how you want to live, where you live, your household expenses, and your goals.